Budgeting has become an essential skill in this day and age as things have become more expensive over time and it always seems like our salaries never go up to compensate. This creates a gap that is sometimes hard to overcome and so many take end up with unnecessary payday loans. The best way to solve this problem is to budget and stick to it! If we can formulate a reasonable budget and stick with it, we will be able to save money for the things that we need and we will also be able to pay for unexpected expenses as they come about.
The best way to budget is to be as reasonable as possible as the more realistic the budget is, the higher the chance we will actually stick to it, as if it is too restraining, we will most likely give up at some point early in the process. Some people use payday loans and cash advances to supplement their savings, but this is not the best case as you will lose money overall with the payday loan as there are fees and interest involved. The payday loan is a service for those who need money quickly for emergency expenses and do not have any money saved for such occurrences. There are ways to budget and save and use payday loans at the same time, it is just a matter of recognizing each action and its place in your financial outlook.
Friday, October 26, 2007
Thursday, October 04, 2007
Save Money on Phone Calls
In news ,
Have you wondered how to save money on that outrageous cell phone bill? I got great news a new trend from Africa could save some headaches and phone bills. Its not that hard either.They have this thing where you call the person you want to talk to then hang up. It saves to the other person phone as a missed call. Then your friend just calls back on there on time. "Its roots are as a strategy to save money," said Jonathan Donner, an India-based researcher for Microsoft who is due to publish a paper on "The Rules of Beeping" in the high-brow online Journal of Computer Mediated Communication in October." It is not the most innovative but it could be the future to saving minutes. Also at the same time letting your special someone to give you a call when minutes are free. "Jonathan Donner first came across beeping in Rwanda, then tracked it across the continent and beyond, to south and southeast Asia." Thats what I call cell phone reach. You should read the full article. I thought that was interesting.Just when I was about to say I bleep cell phones. Now it has turned to beeping. The cell phone craze has hit us all even kids have phones these days. If this thing evolves all kinds of secondary phone languages are possible. If I call and hang up twice "come get me" and if I hang up once "do not call me" cool huh?
Have you wondered how to save money on that outrageous cell phone bill? I got great news a new trend from Africa could save some headaches and phone bills. Its not that hard either.They have this thing where you call the person you want to talk to then hang up. It saves to the other person phone as a missed call. Then your friend just calls back on there on time. "Its roots are as a strategy to save money," said Jonathan Donner, an India-based researcher for Microsoft who is due to publish a paper on "The Rules of Beeping" in the high-brow online Journal of Computer Mediated Communication in October." It is not the most innovative but it could be the future to saving minutes. Also at the same time letting your special someone to give you a call when minutes are free. "Jonathan Donner first came across beeping in Rwanda, then tracked it across the continent and beyond, to south and southeast Asia." Thats what I call cell phone reach. You should read the full article. I thought that was interesting.Just when I was about to say I bleep cell phones. Now it has turned to beeping. The cell phone craze has hit us all even kids have phones these days. If this thing evolves all kinds of secondary phone languages are possible. If I call and hang up twice "come get me" and if I hang up once "do not call me" cool huh?
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